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Designer handbags have become a powerful fashion statement for women in the past ten years or so. The cost of these handbags is staggering – in some cases, quite a few hundred dollars. These handbags are not superior in quality to every less expensive handbag available. They simply have a better public relations machine behind the brand.
It is possible to buy these status symbols without spending anywhere near full-price, so ...
Posted in Smart Shopping |

If your health insurance policy does not cover prescription drugs, or you don’t have a health insurance policy, it could be in your best interests to get a separate policy strictly for prescription medications. If you don’t have coverage for medications, your only option is to pay full price for them. But medications vary wildly in price, so there are a few questions you’ll need to consider before deciding whether ...
Posted in Money Saving Tips, Smart Shopping |

Have you ever wondered why some rich people are very frugal? They love telling you about the latest super bargain they got, when you know they could afford the regular price fifty times over. It’s tempting to dismiss them as cheapskates, but that’s not (well, not necessarily) the case: frugality is all about having some control over your life. Frugal shoppers – rich or poor ones – are in control ...
Posted in Smart Shopping |

More and more people are looking for ways to improve their shopping habits, thanks to hard economic times. For a while, simply not buying non-necessities seemed good enough, as many people hoped the economy would suddenly return to the boom times. But it’s becoming obvious that’s not going to happen. Even when the economy is rebounding, it will almost surely take years.
This has encouraged people to start looking for new ...
Posted in Money Saving Tips, Smart Shopping |

Newspaper and junk mail circulars are no longer the only place to find valuable coupons for shopping at your local grocery store. The internet is a great source for all sorts of coupons. You can find some for particular items, some for particular local stores, and some for manufacturers who will reward you for buying anything they sell.
How to find printable coupons
There are quite a few ways to locate printable ...
Posted in Groceries, Smart Shopping |

You visit a website, you like what you see and you sign up for their newsletter. You get lots of cool information, and you also get links to products you might want to buy. You start to click the link, and then you think: this is exactly how “phishing” and all that scary stuff works. Should you click? Is it safe, or is it just going to take you to ...
Posted in Smart Shopping |

Buying toys for children is not that simple – even for your own. Your mission is to find a toy that’s affordable, that’s durable enough to outlast the child’s interest in it, that’s the child’s idea of “cool” or desirable, that’s safe, that’s age appropriate and that will keep the child’s interest. Believe it or not, what the child says she wants is not necessarily what will hold her interest ...
Posted in Smart Shopping |

Shopping online was a little scary in the 1990s. The technology didn’t always work so well, and security was an issue. That’s all changed now: most websites are very secure and use software that doesn’t cause browser hiccups, leaving you to wonder if you’ve made a purchase or not.
That said, there are some small, cheap websites out there that aren’t up to date. Here’s how to tell when you’ve found ...
Posted in Smart Shopping |

To an extent, you get what you pay for with guitars – but only to an extent. An inexpensive guitar can be absolutely fine for a beginner student. A slightly pricier guitar should suit anyone not planning to perform. And even if you plan to perform for money, you don’t need an expensive guitar for it.
Picking a style
The first thing to determine is what kind of music you’ll be playing. ...
Posted in Smart Shopping |

Buying groceries online can actually help you save money as well as time. The first and most obvious way is that you don’t pay for gas or bus fare to get to the store and back. If you buy a certain minimum amount, most stores don’t charge for delivery, either.
Another way it saves you money is by reducing the desire to buy items you don’t need on impulse. Grocery stores ...
Posted in Groceries, Money Saving Tips, Smart Shopping |