Archive for the ‘Money Saving Tips’ Category

Stay Cooler Frugally

Saturday, June 21st, 2008 |

It can take a lot of money to stay cool but there are ways to stay cool without busting your budget. There are many ways to beat the heat during the summer without spending too much money. Stay cool and frugal at the same time. All you have to do is look for ways to cool off your home without turning the air up higher
Wear loose, flowing clothing that allows air to flow around your body. Keep air circulating in your home through the use of fans. You should also try to keep the level of humidity down in your home. The higher the humidity, the warmer you will feel. This is due to the slow down of evaporation. Use cold water when hot isn’t necessary and keep your showers and baths short. You can use a small fan to blow the humidity out of your bathroom if you don’t have a exhaust fan.

Supermarket Smarts

Friday, June 20th, 2008 |

We all have to eat, regardless of what the financial situation happens to be.  When trying to reduce the amount of money you spend, you don’t have to sacrifice a lot in order to save money.  Below are a few ways you can save at the grocery store.

Before you leave the house check your pantry and do a swift inventory so that you can see precisely what you need. Also, if you have some odd ingredient hanging out in the cupboard, you can purchase something to go with it while you are out.

Check weekly supermarket ads to see exactly what’s on sale. Combine that information with what is already in your cupboard, and you should be able to come up with some recipes for the week that integrate both.

When you see something on sale that you often buy, buy it. When you buy things that you would buy anyway on sale, you’re saving yourself plenty of cash in the future.

Starting to Live Frugally

Thursday, June 19th, 2008 |

Downshifting by definition means trading a high standard of living and low (often highly stressful) quality of life for a higher quality of life.

A downshifted life is a simpler life and often richer in time rather than in money. So, in order to downshift, one needs to have some money to spare at first. This might not necessarily be a lump sum in the bank. It might be equity tied up in your home or other possessions that you could sell. Downshifting might then involve moving to a smaller home or a similar home in a less expensive area or selling some of your possessions.

If you are in debt then this is an issue you will probably want to tackle as a matter of urgency. Living frugally and downshifting your lifestyle may well form part of your plans for lifting yourself out of debt. It can be a very satisfying way to decrease your living costs without feeling that you are depriving yourself.

Spices the Frugal Way

Wednesday, June 18th, 2008 |

One way people can save money is by preparing things at home that you use often in cooking.  Spices are among the most expensive, yet, with a bit of time, you can create your own spice blend for a fraction of the cost of premixed blends.  Below are some ideas to help you get started.

All Purpose Spice Mix
1/3 cup Grated parmesan cheese
1/4 cup Sesame seeds
2 Tablespoon Paprika
1 Tablespoon Poppy seeds
1 chicken bouillon cube
2 teaspoon Dried parsley
1 teaspoon Onion flakes
1 teaspoon Garlic powder
1 teaspoon Celery seed
1/2 teaspoon Salt
1/2 teaspoon Pepper
Crush bouillon cube into fine powder, put in screw-top jar. Add remaining ingredients and shake until well mixed. Store in refrigerator for up to 4 months. May be used on fish, meat, stews, casseroles, salads, vegetables.

Looking Like a Million Without Spending a Million

Tuesday, June 17th, 2008 |

You can actually look gorgeous without breaking your wallet. You don’t have to spend hundreds of dollars just to get the latest trends then find them out of style after a few months. The commitment may take a little time, but it is surely worth it.
 
Seasons come and go. So goes with the trends. But, there are certain outfits that never go out of style. Buy classic pieces. Such staples include blue jeans, black pants, white shirt, and a sultry black dress. Pair bargain finds with the basics. With a couple of designs and colors in your wardrobe, the main rule to follow is very simple: mix and match! Use your imagination!

Go thrift shopping for your clothes and accessories. For fall clothes, they typically hit the racks in July and they start getting marked down by around September. If you buy a sweater by October or November you can save up to 75%!

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