Identifying your unnecessary expenses

1165455_cfl_and_coinsThere are so many ways to save money. It’s almost an infinite topic. What works for one person or household may not work for the next, but there are so many options, you shouldn’t have too much trouble finding the ones that work for you. The main trick is: determining which expenses are unnecessary. Expenses you don’t need You’ll never catch me arguing that you should cut out every single expense that’s ...

Considering convenience in frugality

1235541_coins_3One of the most common objections to being frugal is: “I don’t have time.” People wonder if it’s really worth the time and energy involved in clipping coupons and making their own salad dressing? You’re expecting the answer to be “Yes, it’s worth it” aren’t you. But the truth is, it depends. Not every frugal method is worthwhile to every person. But if you don’t at least become aware of ...

Kids’ Bedding: Purchasing Tips

424611_child_toyBuying the right bedding for kids is a challenge. There are a number of decisions to be made. Will you buy a toddler size bed with a crib mattress to begin with? Or a novelty bed shaped like a race car? Or should you go ahead and start the child out on a typical twin bed? Or should you go ahead and buy a double or even queen size bed, ...

Choosing a DJ for a wedding reception

1285379_wedding_ringsChoosing the right deejay for a wedding reception might not seem as important as, say, choosing the right photographer. The photographer is going to capture once in a lifetime moments that can never be repeated, so he or she must be competent, sensible and talented. Whereas your cousin’s boyfriend’s nephew can spin records, right? You might be surprised! You don’t need the best deejay on the planet, but a bad one ...

Buying designer handbags for less

1111695_bag2 Designer handbags have become a powerful fashion statement for women in the past ten years or so. The cost of these handbags is staggering – in some cases, quite a few hundred dollars. These handbags are not superior in quality to every less expensive handbag available. They simply have a better public relations machine behind the brand. It is possible to buy these status symbols without spending anywhere near full-price, so ...

Should you buy prescription health insurance?

915933_color_pillsIf your health insurance policy does not cover prescription drugs, or you don’t have a health insurance policy, it could be in your best interests to get a separate policy strictly for prescription medications. If you don’t have coverage for medications, your only option is to pay full price for them. But medications vary wildly in price, so there are a few questions you’ll need to consider before deciding whether ...

Getting Apple gift cards for free

956378_keyspace You may be surprised to learn it’s possible to get Apple gift cards for free. Many online survey sites offer free gift cards in exchange for you taking their surveys and supplying them with much-desired customer data. While some of these sites have been known to be scams, many of them are completely legitimate and there are ways to tell the difference. Working with survey companies Once you sign up with a ...

Get Starbucks gift cards for free

1243927_coffee_cup You may enjoy drinking coffee at Starbucks, but odds are you’re less than thrilled about the cost of it. Once in a while, there are coupons and free days, but those don’t come nearly often enough. Here’s a surprise: you can actually get Starbucks gift cards for free. No, I don’t mean waiting around for Aunt Millie to get the hint that you want one for your birthday. I mean, get ...

Frugality: for your inner control freak

1211741_shopping_bag Have you ever wondered why some rich people are very frugal? They love telling you about the latest super bargain they got, when you know they could afford the regular price fifty times over. It’s tempting to dismiss them as cheapskates, but that’s not (well, not necessarily) the case: frugality is all about having some control over your life. Frugal shoppers – rich or poor ones – are in control ...

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